Privacy Policy

This Privacy Policy and all associated documents are assembled and published on SwiftCred by GoldFort OÜ, whose registered address is Harju maakond, Tallinn, Kesklinna linnaosa, Narva mnt 7b, 10117, Estonia. We value our users’ privacy and consider it essential to provide you with comprehensive and clear information regarding the management of your personal data. You can discover how your personal information is handled in this Privacy Policy.

We are committed to safeguarding your privacy and securing your personal data. SwiftCred will, in all circumstances, comply with all applicable laws and regulations, including the General Data Protection Regulation. This means that we will, at a minimum:

a) Process your personal data in accordance with the purpose for which you have provided it. This Privacy Policy outlines the types of personal data and the objectives for which they are collected;

b) Limit the use of your personal data to what is strictly necessary for the purposes for which it is processed;

c) If we need to utilize your personal information, we will obtain your explicit consent;

d) Implement necessary technical and organizational measures to ensure the security of your private data;

e) Avoid disclosing sensitive information to third parties unless it is absolutely required for the fulfillment of the purposes for which it was shared;

f) Acknowledge your rights concerning your personal information, uphold them, and keep you informed about them;  

SwiftCred is responsible for your personal data. If you have any questions or concerns regarding our Privacy Policy after reviewing it, or if you wish to reach out to us about it, please do not hesitate to contact us using the contact details provided at the end of this document.
Use of Cookies

Files known as cookies are stored on your computer when you access a website. They contain data associated with a web browser and the particular site. These files are saved on your hard drive in a specific folder. When you revisit the same website, the page can recognize you through the cookies and enhance your browsing history. Cookies cannot transmit viruses or execute programs on your computer, nor do they pose a risk to other devices. Most web browsers accept cookies by default, but you can adjust your browser settings to reject them if you prefer.

Cookies are utilized on our (mobile) website and other related or linked media platforms. Cookies and other tracking technologies enable us to enhance your overall experience and tailor our services to your preferences.  

When you use and access our Platform, we may place various cookies in your web browser. These files will serve several purposes:

a) To enable specific operations and services on our website

b) To pursue our marketing goals

c) To gather statistical information

d) To send email notifications to those interested in our Platform

e) To facilitate purchasing, delivery, and payment processes

f) To enhance our services

g) To create personalized content and offers

h) To authenticate users to protect our systems against fraud, terrorist financing, and money laundering  

You have the option to refuse, disable, or delete cookies. However, please be aware that removing cookies may hinder your ability to use some of the features we offer. Certain pages may not display correctly, and you could experience difficulties completing transactions on our website.

Other Tracking Technologies

Alongside cookies, our website may employ additional tracking technologies. These tools enable us to customize and improve your experience. A ‘web beacon’, also referred to as a ‘pixel tag’, is a tiny element or image embedded within a webpage or email. We use these to gather supplementary statistical data and to assess the number of visitors to specific pages, the viewing of emails, and similar metrics. These technologies collect a limited amount of information, including a cookie ID, the time and date the webpage or email was accessed, and a description of the associated page or email address. Web beacons and pixel tags are essential for our operations; however, you can restrict their use by managing the cookies that interact with them.

Most web browsers are configured to accept cookies by default. You can remove or decline cookies through your browser’s settings. However, limiting cookies may result in decreased performance of our website.

Nature of Personal Data

Swiftcred may handle the following types of personal data:

a) Name of the User

b) Phone number of the User

c) Email address of the User

d) IP address and MAC address

e) A copy of your identification or passport  

By utilizing the website, you consent to grant us permission to analyze your website usage data through Google Analytics to enhance our services. In light of this, we do not disclose your personal information to third parties as long as the information provided remains confidential. Swiftcred reserves the right to share your data with third parties in the circumstances outlined in this Privacy Policy.

Retention Period

Swiftcred will retain your personal information for the purposes of the aforementioned processing for the following durations:

a) While the Account remains active

b) For five years after the suspension or termination of an Account or the completion of the Purchase Agreement

c) For a duration of seven years following suspension or termination for the specific purpose of financial management

d) For as long as required by law

e) For as long as the account holder maintains their Account

f) For a period of six months after the most recent Purchase Agreement concerning email notifications  

Disclosure to Third Parties

The information you provided to us may be shared with third parties for the reasons mentioned above. This may include:

a) Editing and distributing newsletters

b) Financial administration

c) Processing payments

d) Distributing digital products

e) Management of Accounts and Purchase Agreements  

Please note that we will only share your data with third parties with whom we have a contractual agreement. Additionally, we may share personal information with third parties if you give us explicit consent.

Security

We have established the essential technological and organizational protections to safeguard your personal information from unauthorized access and processing. These measures consist of:

a) All employees of Swiftcred who have access to your personal information are required to adhere to confidentiality agreements;

b) A robust policy for usernames and passwords is implemented to secure our systems;

c) We routinely create backups to ensure that data can be retrieved in the event of a physical or technological problem;

d) Our systems and security protocols are regularly tested and evaluated;

e) Our staff receive training on the significance of data protection and privacy.  

Your Rights Regarding Your Data

You have the right to access, rectify, or request the erasure of your personal information we have collected. You also have the right to object to the processing of your personal data by us or our staff. Furthermore, you have the right to request a copy of the data you provided, which can be transferred to you or a third party of your choice. If you wish to exercise any of these rights, please contact us.

Before processing your request, we may require verification of your identity. If we are collecting your personal data based on your consent, you have the right to withdraw your consent at any time.

If you have any questions regarding the Privacy Policy, feel free to contact us at info@goldfort.eu.